🧪 Lab tool #1
Passive Income Calculator
Tell us what you've actually got. We'll show 3–5 realistic ideas with honest costs, timelines and risk. No "$10k/month by Friday".
🧫 Fill in the form and press Run the experiment.
How the numbers work (assumptions & sources)
- Service ideas: hours/week × 25–50% billable × your rate × 4.33 weeks. You choose the rate.
- Product and content ideas show no income figure: there is no reliable average, and most earn little early on.
- Safe-yield range: India 6–7.5% (government securities and bank deposits), global 3.5–5% (US T-bills/high-yield savings). Approximate as of Oct 2026; check live rates.
- Dividend range: broad index dividend yields of about 1–2.5%. Total return can be negative.
- Setup costs and time-to-first-revenue come from platform fee pages and our Side-Hustle Database.
- RBI Retail Direct – government securities (current G-sec yields)
- DICGC – deposit insurance up to ₹5 lakh per bank
- TreasuryDirect – US Treasury bill auction results
- Investor.gov – compound interest & risk basics (SEC)
- NSE India – index dividend yields
- YouTube Partner Program eligibility
- Amazon KDP royalty options
- Upwork freelancer service fees